Now building at StockGro

Product leader building FinTech people trust.

I'm Abin — six years shipping investing, derivatives, KYC and AI products used by hundreds of thousands of Indian investors.

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Portrait of Abin Jose
Abin Jose Bengaluru, IN
Currently

All Things Product

StockGro · since May 2026

6+

years in FinTech

2.5L+

first-time investors in 3 months

15K+

derivative traders a month

2,500+

partners reconciled

  • NSE
  • BSE
  • MCX
  • CDSL
  • ONDC
  • Account Aggregator
  • CAMS
  • KFintech
  • Razorpay
  • HyperVerge
  • Setu
  • OpenAI
  • MCP
  • Python
  • PostgreSQL
  • Figma
  • Jira
01 — About

Strategy to shipped, without losing the user.

A results-driven Senior Product Manager with over six years in high-growth FinTech, leveraging technology for financial innovation — notably AI-driven decision systems, derivatives trading tools, and ONDC adoption for Mutual Funds. I lead full-stack teams and take compliant, scalable products from concept to market.

  • Trading & investing

    Options builders, F&O analytics, eIPO and Mutual Funds on ONDC.

  • AI products

    Decision systems that turn market data into plain-language insight.

  • Compliant at scale

    KYC, UCC and SEBI-ready flows that hold up in production.

02 — Experience

Where I've built.

  1. All Things Product

    StockGro · Bengaluru

    May 2026 — Present
    • Leading the External Portfolio project, integrating the Account Aggregator (AA) framework so users can securely link and view holdings from other platforms in one consolidated portfolio.
    • Owning KYC Verification — the end-to-end identity verification flow for compliant onboarding.
    • Driving Real Data, bringing live market feeds into the UI so users see real-time data across the app.

  2. Senior Product Manager

    Enrich Money · Chennai

    Feb 2024 — Apr 2026
    • Launched India's first Mutual Funds platform on ONDC — micro-investing from ₹10/day, onboarding 2,50,000+ first-time investors in 3 months.
    • Shipped an AI-powered Options Strategy Builder using psychology analysis and market context — adoption +38%, win-rate +12%.
    • Built an AI Stock Analyzer turning 50+ metrics into instant summaries, cutting research time 60% for active traders.
    • Delivered KYC + UCC generation across NSE, BSE, MCX and CDSL — activation from 2 days to under 30 minutes.
    Show 6 moreShow less
    • Options Strategy Builder with real-time P&L and aggregated Greeks (Δ, Θ, Γ, ρ) for multi-leg baskets — 45+ strategies, execution errors −25%.
    • Client Ledger with real-time fund utilisation and charge breakup — funds and brokerage tickets −42%.
    • Python BI system automating daily C-suite reporting — 20+ analyst hours saved weekly, accuracy +19%.
    • Partner Dashboard as the single source of truth — manual reconciliation −90% across 2,500+ partners.
    • Profile Modification System with 15+ flows and automated approval letters — SEBI/exchange compliant, processing time −80%.
    • P&L Calendar heatmap with drill-downs — 7-day retention +15%, repeat trading +18%.

  3. Product Manager

    Enrich Money · Chennai

    Dec 2022 — Jan 2024
    • Stock Financial Analysis processing 5M+ records/day with automated integrity audits — 99.9% reliability.
    • NSE eIPO bidding with Pre-Apply and queueing across Mainboard, SME, REIT and InvIT — 10K+ peak bids, zero downtime.
    • F&O analytics for NSE, MCX and BSE — live chains and Greeks for 15K+ traders a month.
    • Technical Analysis with 20+ indicators and historical charting — engagement +40%.
    • Automated User Reports & Trade Summaries — 100K+ statements a month, support queries −90%.

  4. Senior Product Analyst

    Enrich Money · Chennai

    Nov 2021 — Dec 2022
    • Quarterly roadmaps tied to OKRs across 3 cross-functional teams — on-time delivery +30%.
    • Referral Rewards & Tracking — ~20% of new user acquisition.
    • Strategy from market research, funnels and 5K+ users' feedback — feature adoption +25%.
    • PRDs, user stories and acceptance criteria for 50+ features.

  5. Product Analyst

    Enrich Money · Chennai

    May 2020 — Oct 2021
    • F&O SPAN Margin Calculator with hedging benefits across NSE, BSE, NFO, BFO, BCD, CDS and MCX — up to 20 scripts per strategy.
    • Brokerage Calculator with live charge breakdown — billing tickets −40%.
    • Quarterly competitive research for leadership, 20+ training programmes, and >95% client satisfaction.

  6. Financial Incubation

    Hedge Equities Ltd · Kochi

    Aug 2019 — May 2020
    • Executed 1,000+ live trades across crypto, futures and options through multiple volatility regimes.
    • Tested 6+ strategies over 150+ sessions and journaled 5,000+ trades on win rate, R:R and drawdown.
03 — Selected work

Products, and what they moved.

  • ONDC · Mutual Funds

    2.5L+

    India's first Mutual Funds platform on ONDC

    First-time investors onboarded in three months, starting from ₹10 a day.

  • AI · Options

    +38%

    AI Options Strategy Builder

    Strategy adoption, by reading risk appetite and live market context.

  • AI · Research

    −60%

    AI Stock Analyzer

    Research time, distilling 50+ metrics into one summary.

  • Onboarding

    <30m

    KYC & UCC

    Account activation, down from two days.

  • B2B

    −90%

    Partner Dashboard

    Manual reconciliation across 2,500+ partners.

  • Retention

    +15%

    P&L Calendar

    7-day retention, from a heatmap of each trader's own patterns.

04 — Expertise

The stack I ship with.

Product & Project

  • Jira
  • GitHub
  • Salesforce
  • Postman
  • Excel
  • Zoom
  • Zoho
  • Figma
  • Notion

Trading & Exchanges

  • Kambala OMS
  • NSE
  • BSE
  • MCX
  • CDSL
  • TechExcel ERP
  • REST APIs

Data & Analytics

  • SQL
  • PostgreSQL
  • MySQL
  • Python
  • Power BI
  • Excel

AI & Machine Learning

  • AI Agents (MCP)
  • Agent Architecture
  • Prompt Engineering
  • OpenAI
  • n8n

Payments & Banking

  • Razorpay
  • HDFC Bank
  • BillDesk
  • Decentro
  • NorthernArc

KYC & Compliance

  • HyperVerge
  • CVL KRA
  • SignDesk
  • NSDL
  • Setu
  • Protean
  • Dial4SMS

Mutual Funds & Wealth

  • CAMS
  • KFintech
  • LarkFintech
  • Cybrilla (ONDC MF)

Marketing & CRM

  • LeadSquared
  • Interakt
  • WebEngage
  • Meta Ads
  • GreytHR
  • EspoCRM

Cloud & Infrastructure

  • Firebase
  • MinIO
  • Redis
  • ZeptoMail
05 — Credentials

Education & certifications.

Education

  • Master of Commerce — FinanceIGNOU · Minor in Computer Applications · 2021
  • Bachelor of Commerce — FinanceUniversity of Calicut · Minor in Computer Applications · 2019
  • Commerce with Computer ApplicationsSacred Heart HSS, Kozhikode · 2016

NISM certifications

  • Investment & AnalysisResearch Analyst (XV) · Investment Adviser L1 (X-A) · Mutual Fund Distributors (V-A)
  • Derivatives TradingEquity (VIII) · Commodity (XVI) · Currency (I)
  • Operations & ComplianceSecurities Intermediaries Compliance (III-A) · Securities Ops & Risk Mgmt (VII) · Depository Ops (VI)

Coursework

  • Generative AI & LLMsRAG, vector databases, agent architecture (MCP, A2A), prompting
  • Product & Project ManagementAgile PM (Jira Cloud, IIBA), SDLC, Scrum, technical PM
  • Data & BackendSQL, PostgreSQL, MySQL, MongoDB, REST APIs
  • CRM & DevOpsSalesforce for admins, DevOps foundations, Git & GitHub
06 — Contact

Have a product worth building? Let's talk.

abinjose75@gmail.com